Financial advice helping you achieve your goals
At Covision Wealth, we understand that your financial goals are as unique as you are. Whether you’re planning for retirement, saving for your child’s education, or building long-term wealth with family and friends, our wide range of investment options has you covered.
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Our service is personalised for you
There is no ‘one size fits all’ solution for financial planning – our service is personal to you. We actively listen and work with you to understand your financial goals and needs.
A higher standard
We put your best interests before our own. We are straightforward about what we do for you and what it costs.
A dedicated team
Our financial advisers spend their days helping people at all stages of life to make the most of their money and achieve their financial goals.
Saving for Retirement
Prepare for a financially secure future with our retirement-focused investment products
Covision Retirement Annuity
If you’re ready to commit to regular contributions and avoid withdrawals until retirement, a retirement annuity is ideal.
Benefits include:
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Significant tax savings: contributions and growth are tax-efficient
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Disciplined long-term saving structure
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Ideal for individuals looking to lock in retirement security
Covision Preservation Fund
Leaving your employer? Don’t cash out your pension just yet. With our preservation fund, you can transfer your pension lump sum and continue to grow your investment until retirement.
Ideal for those who are:
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Resigning
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Retrenched
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Dismissed
Preserve your savings while maintaining future flexibility.
Covision Living Annuity
Enjoy flexible withdrawals while still growing your retirement capital. A living annuity allows you to choose your income levels and adapt to your lifestyle needs.
Features:
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Flexible income drawdowns
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Investment growth potential
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Capital can be passed on to beneficiaries
Covision Life Annuity
Looking for guaranteed income for life? A life annuity provides a fixed monthly income, functioning like a personal pension plan.
Highlights:
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Income guaranteed for life
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Ideal for longevity planning
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No beneficiaries; payments stop upon the death of the annuitant
Investing for a Goal
Whether you’re saving for your child’s education or planning a major life expense, Covision offers goal-based investment plans that match your timeline and risk appetite.
Covision Fundisa Education Plan
Secure your children’s future by saving for their education from primary to high school. Our hassle-free plan ensures continuity even in your absence.
You’ll provide:
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Number of children
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Monthly contribution amount
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Ages of the children
Covision Tax-Free Investment Account
Maximize your savings for big-ticket items like university fees or a new home. This account allows you to grow your wealth tax-free.
Key benefits:
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No tax on interest, dividends, or capital gains
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Withdraw anytime
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Annual contribution limits apply
Covision Flexible Investment Account
Want both liquidity and long-term growth? This unit trust solution gives you access to local and international markets with the flexibility to invest or withdraw whenever needed.
Perfect for:
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Monthly debit order contributions
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Lump-sum investments
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Balancing short-term and long-term goals
Group Investment Plans
Achieve your financial goals together. Whether with family or friends, investing as a group makes wealth-building more collaborative and impactful.
Covision Family Equity Investment Plan
Create a family investment vehicle where everyone contributes and benefits equally.
Covision Social Flexible Investment Club
Team up with friends to create a joint investment portfolio. Make collective financial decisions and enjoy shared growth and tax advantages.
Saving towards your retirement
The South African Retirement Reality Report of 2020 found that nearly half (49%) of South Africans do not have a retirement plan.
Retirement planning is one of the most important financial challenges most people face. We can help you to make the most of your pension, and achieve the retirement you want and deserve.
Transfer your pension
If you wish to take your pension lump sum and see it continue to grow once you have left your employer, you could transfer it to a preservation fund. You may transfer this money to a preservation fund in the event that you are dismissed or retrenched, or that you resign from your job.
Government Employees Pension Fund Transfer
If you wish to transfer your pension savings from the GEPF (Government Employees Pension Fund) to another approved retirement fund, we can help you earn an income at retirement or preserve your pension savings. Our professional solutions are designed to provide an optimal balance to suit your specific circumstances when you retire or choose to resign from your post.
Earn an income at retirement
As you approach retirement, you may wish to earn an income from your accumulated retirement savings through a flexible withdrawal arrangement, such as a living annuity. It lets you earn a retirement income while continuing to invest.
